[babaganoosh89]

That's what 0% interest rates are like. Limitless amounts of money as long as the economy has enough confidence to use it.

[sschueller]

Yet I can't get a 0% interest load anywhere. How does this benefit anyone other than large institutions?

[xxpor]

No, but you can get a ~3.5% 30 year fixed mortgage for the same reason.

[NegativeLatency]

Banks have overhead, and want to turn a profit.

Also “the system” isn’t setup to be nice to you.

[post_break]

I got 0% on a $5,000 line of credit recently. Refinanced my house at 2.5%, etc.

[adammunich]

Now you know what OP meant by “fake”