[ericwooley]

I'm a little confused by this article.

Around 2010, I separated my shoulder and couldn't move my arm. I went to the er and got checked out.

A few days later the insurance company called and said they didn't want to pay for the visit because "it wasn't an emergency". I very calmly explained that their position was nonsense, and I went to the ER because I COULDN'T MOVE MY ARM. Eventually the insurance agreed the ER was justified.

According to this article, it sounds like this would be a new behavior for insurance companies. But it seems to me like they are just making this behavior official now.