She mentioned calculating that due to retiring before the age of 65 as an option.
However comparing only 2nd cheapest silver plan seems a little lacking; more equivalent would probably entail comparing price of plans that are actually close to equivalent in terms of deductibles and out of pocket costs.
When I’ve looked at ACA plans, there seems to be significant variance between states and just using the plan color and price doesn’t necessarily indicate they are close to equivalent.
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