[verygoodname]

There is, if you are talking about "centrally-controlled" tokens/coins (e.g. USDC, USDT, BUSD). They can simply "lock" the stolen coins and print you new ones (as they have done before).

If you are talking about decentralized tokens/coins (BTC), then... yes, you can't arbitrarily seize or print new ones (but that resistance to arbitrary manipulation is generally considered a feature, not a bug).

And, again, in this case (sending money/assets to Binance, or even to a US-based exchange like Coinbase), FDIC would be irrelevant and not be triggered, even if you use USD (I assume it only applies to money kept in banks and not necessarily to money kept in other type of non-bank brokers or exchanges).