[shashank]

Yes that’s right. Most of US bank coverage is through Yodlee. We got started with them and have stuck with them so far. Tinkered with Plaid a little but Yodlee’s per-user pricing works better for us than Plaid’s per-account pricing (power users tend to have lots of accounts). Haven’t revisited this in a while so things might have changed but it’s a pain to switch data providers so the benefit has to be very tangible.

For some reason, many of our users find our bank sync to be more reliable even though everyone uses the same providers underneath. I routinely conduct user interviews and this is a common piece of feedback. I like to think it’s a side effect of us building bank sync in-house in the past (which is a royal PITA to build and maintain). But that somehow let us build a more robust system on top of the same (unreliable) bank data aggregators.

Anyhow feels like I’m rambling so I’ll stop now :)