I wouldn't say commercial VPNs are waste, It depends for what purpose do you want to use the VPN. Privacy? Yeah maybe not the best for that but these are extremely useful to bypass geoblocking of content. Moreover, many ISP do not like you downloading content via torrent. How do you propose we solve it? User experience with Tor is not always the best as well. Tor network does not have lots of bandwidth, It is okay for browsing but the moment you want to download something using Tor you'd notice that its actually very slow. I'd bet my money that using Tor would attract lot more attention by your ISP than using a regular VPN.
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