[kintamanimatt]

With their track record of discontinuing products I wouldn’t dream of signing up, even if it were offered and amazing. Who knows when the rug would be pulled out from under my fiscal feet?

[alyandon]

That or having an algorithm incorrectly decide you are a bad actor and immediately freezing your account with no real recourse other than appealing the decision via webform only to have it denied 7/10ths of a second after you submit it.

[NazakiAid]

Don't forget the linked Google Account and YouTube account getting banned as well

[brundolf]

Unlike the other areas Google operates in, banking is actually regulated even in the US

Though I'm sure we would quickly discover the exact boundaries of what's allowed by said regulation