[yc12340]

Versions of Android starting with Android 11 no longer allow anyone to spy on contents of user storage:

https://developer.android.com/about/versions/11/privacy/stor...

Asking for access to root directory is not allowed. Asking for access to "Downloads" or app-specific external directories is not allowed either.

There is an escape hatch:

https://www.xda-developers.com/google-file-manager-devs-subm...

but it is intended for dedicated file manager apps and requires an application to be manually reviewed by Google. Which hopefully means, that banks and other shady organizations won't qualify.