[carbonica]

> Is $10K/month necessary for living expenses?

While at first glance, the "needing 10k/month" seems surprisingly high, it's likely he means "need 10k/month to maintain my present lifestyle." I doubt he actually means "I need 10k/month to survive," just that having a family means less compromising on lifestyle.

If kids are in school, maybe even private school, those expenses are likely something he doesn't intend to compromise on, which is completely fair. If he has a nice home in a nice neighborhood, he still has to pay property taxes. Healthcare costs more for a full family than 1 person. And so on. Sure, there's a path toward having lower living expenses, like moving where property taxes are lower and taking kids out of private school. It's just going to be a lot harder to take.