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v0x | 4 years ago

We got a few packages ($10-$50 each in value) delivered to us over the span of a couple of months. Not ordered by us.

Addresses were mailed out to: Jane Smith (my fiance) 1234 Our Apartment St, but lacking an apt#, yet they were still delivered to us at the front desk.

I check my credit card statements later and start seeing some unauthorized charges from Amazon. My card was not linked to my fiance's account. No idea what really happened here so I had to call the CC company to alert of fraud and cancel my card.

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rk06|4 years ago

hold it, don't you need to authorise those payments via a OneTimePassword (OTP? if a CC company can take your money without your authorization, then it is a very good way to scam people

In India, all such Credit Card purchase needs to be validated via OTP and PIN. Passwordless purchase is only possible for some cards and they require physical access to PoS machine and low purchase amount to work.

Freak_NL|4 years ago

With a credit card linked to an Amazon account there doesn't seem to be a need to acknowledge the transaction. It's weird, but it seems to work. I have no idea why Amazon gets to do that but every other store out there can't.

gpvos|4 years ago

I don't know about the US, but here in the Netherlands I only get an OTP check once every 10 online cc purchases or so. The bank debit card gets an OTP check every time though.