[vickychijwani]

> Mobile number, resolved directly by NPCI using proposed mobile to account mapper, is represented as [e-mail] (e.g. [e-mail]). Instead of this, many PSPs (PhonePe/BHIM most notably) ended up using mobilenumber@psp by default because of the usability benefit, and this "centralized mobile mapper" was never built afaik.

There’s been a recent development on this front: interoperable mobile number payments are coming to UPI in the next few months. The special VPA format for it is [e-mail].

Ref: https://www.npci.org.in/PDF/npci/upi/circular/2021/NPCI-UPI-...