I found the approach of disposable virtual card numbers (Visa and Mastercard) that Revolut is giving to each app owner for free is amazing.
This number (always different) can be autopopulated from a browser plugin during checkout from the PC and has a very smooth user experience. I don't need to take a card out of my wallet or open the smartphone app to do this. I am happy and regulator is happy too, in this case.
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