[kjaftaedi]

We don't have bank account fees.

Another fun fact: pretty much everyone here pays off their credit card every month.

The bank will close your account if you do not.

Of course there are exceptions, but this is the general rule.

(if you need money the bank will lend it to you and help you arrange payments)

[emptysongglass]

I don't know if Iceland follows in lockstep with the rest of EU monetary policy but here in Denmark, they take your money another way: negative inflation applied to comically low limits (100,000 DKK) equivalent to $15,000 USD.