Upwork wants to play the game "heads I win, tails you lose". The credit card company is doing the same.
Kind of sad that they'd be doing this. I do wonder what Upwork's contract with the credit card companies states. How long far in the past can a bank claw back payments? Shouldn't the bank have liability here?
The whole thing is so interesting because each player has a fiduciary duty to validate payments and they all failed. The only person who was legit was the freelancer.
As a former merchant, I wouldn't argue that the freelancer owns this. But, I also don't think Upwork really "allowed the fraudulent transaction". The banks and credit/debit card companies allowed it. And they have a lot more contextual background information on the buyer, seller, and transaction than the merchant does.
Yes, but isn't this exactly what Upwork gets paid to take care of?
The only way that Upwork's actions are justified is if the author was complicit in this scam. In which case, he wouldn't have really been working, and he would have split the money back with Robin, the guy who "hired" him on Upwork.
But in that case, Upwork would obviously kick the author off of Upwork, not ask them to continue working.
People on hacker news ask all the time for a use case for crypto. This is it. Irreversible transactions. If the client was paying with crypto, there would be no danger of reverting their transactions.
Also, Upwork should drop their 'cut' of the contractor's work if they want them to work to pay back Upwork
SkipperCat|4 years ago
Kind of sad that they'd be doing this. I do wonder what Upwork's contract with the credit card companies states. How long far in the past can a bank claw back payments? Shouldn't the bank have liability here?
The whole thing is so interesting because each player has a fiduciary duty to validate payments and they all failed. The only person who was legit was the freelancer.
nikanj|4 years ago
tyingq|4 years ago
jtbayly|4 years ago
The only way that Upwork's actions are justified is if the author was complicit in this scam. In which case, he wouldn't have really been working, and he would have split the money back with Robin, the guy who "hired" him on Upwork.
But in that case, Upwork would obviously kick the author off of Upwork, not ask them to continue working.
pcthrowaway|4 years ago
Also, Upwork should drop their 'cut' of the contractor's work if they want them to work to pay back Upwork