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laksdjf | 4 years ago

Having all the info summarized in one page is useful.

> IRAs do not allow access until minimum age 59.5

For a Roth IRA, you can withdraw the contributions, but not the earnings, at any time. For example, if you contribute $5k that gains $100 in interest, you can withdraw the $5k without penalty. If you withdraw the $100, it'll be taxed and penalized.

One source:

> You can withdraw contributions you made to your Roth IRA anytime, tax- and penalty-free. However, you may have to pay taxes and penalties on earnings in your Roth IRA.

https://www.schwab.com/ira/roth-ira/withdrawal-rules

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auc|4 years ago

Thanks for the pointer! I see that I was incorrect above.

I added this to the page :)