First, my whole point is to stay out of the markets. Your suggestion to buy VIPSX is the exact opposite.
Second, go compare the past year of VIPSX vs inflation you'll see that VIPSX is shit. Inflation has steadily increased by 5%, but VIPSX has been all over the place (it was actually down 2% last month) and is currently only up 1%. This is, again, not what normal people need.
1. There's no way to hedge against inflation (you didn't know TIPS existed)
2. Having learned about TIPS you assert they're illiquid and can't be traded easily (you didn't know about TIPS funds)
3. Having learnt about TIPS funds you don't the recent returns of a specific fund (you don't know that TIPS adjustments lag reported inflation numbers)
discardedrefuse|4 years ago
Second, go compare the past year of VIPSX vs inflation you'll see that VIPSX is shit. Inflation has steadily increased by 5%, but VIPSX has been all over the place (it was actually down 2% last month) and is currently only up 1%. This is, again, not what normal people need.
jebus989|4 years ago
1. There's no way to hedge against inflation (you didn't know TIPS existed)
2. Having learned about TIPS you assert they're illiquid and can't be traded easily (you didn't know about TIPS funds)
3. Having learnt about TIPS funds you don't the recent returns of a specific fund (you don't know that TIPS adjustments lag reported inflation numbers)