Thank you for taking the time to write a thoughtful reply. I've made a fairly large and comprehensive spreadsheet that takes a lot of factors into account. The TLDR is that if I went to MIT, I'd see a massive initial dip in NPV, but then out of MIT I'd be making more that I would out of Z. So over 20 years, MIT would definitely have a higher NPV (by about a factor of 1.3x) but 15 years out it's about the same. Going to MIT has larger up-front commitment and more initial risk for the reward of more earnings later on. But of course, there's always more to consider than money, and who knows what things will look like 20 years from now?
TechBro8615|4 years ago