[tallclair]

This doesn’t account for all the people who can afford to pay in cash. That will shift the equilibrium.

[ivanche]

I don’t have hard data on this; however, I believe that cash buyers are minority, maybe even significant minority. It would be awesome if someone could share concrete numbers on this.

[beembeem]

A local realtor in my hot market on the west coast indicated to me that it was as much as a third of sales they saw in the last year FWIW.