What is the legal plan you have on an annual basis? That sounds like something incredibly useful to have, where can you find one of those and how much do they cost? What do they cover?
Prepaid legal is a whole bucket of worms, usually sold by multilevel marketing type organizations. I'm sure there are some options that aren't a scam, but many are.
Legal plans are good if you don't feel like using Nolo or Rocket yourself and want someone to do it for you. Same as using H&R Block to have someone run TurboTax for you.
As with everything service related, it depends on the human providing the service.
The subscription (legal plan) brand itself is irrelevant. What all legal plans have is a network of contracted set-rate of fees for lawyers, to the benefit of their members. Not sure if the lawyers themselves get subscription fees or its fee per service, but either way the brand acts like a customer leadgen into pricier products/services.
The hard part is actually finding a good lawyer. Lawyers under the exact same legal plan can be wildly different.
By far the #1 thing to do when using legal plans (via company-provided benefit) is consulting with coworkers about their interaction with a lawyer.
Yelp/google may not be as useful because often they will reflect the feedback of a fee-paying customer
At a previous employer this was one benefit you could sign up for along with health insurance. I never used their services, so I can't say if they are good or bad.
They did a thing that was like a nurse line where you could just chat with an attorney about specific or general items. My plan did stuff like contract/lease review, real estate, traffic tickets, and other stuff.
Several services were included and a bunch of others were an additional, scheduled cost. I believe it cost ~$100/year, with additional (very reasonable) riders for adoption, elder care, etc.
jjeaff|3 years ago
lupire|3 years ago
twic|3 years ago
https://www.youtube.com/watch?v=ESJINXeBjhc
bombcar|3 years ago
IG_Semmelweiss|3 years ago
The subscription (legal plan) brand itself is irrelevant. What all legal plans have is a network of contracted set-rate of fees for lawyers, to the benefit of their members. Not sure if the lawyers themselves get subscription fees or its fee per service, but either way the brand acts like a customer leadgen into pricier products/services.
The hard part is actually finding a good lawyer. Lawyers under the exact same legal plan can be wildly different.
By far the #1 thing to do when using legal plans (via company-provided benefit) is consulting with coworkers about their interaction with a lawyer.
Yelp/google may not be as useful because often they will reflect the feedback of a fee-paying customer
MarkSweep|3 years ago
https://www.legalplans.com/
At a previous employer this was one benefit you could sign up for along with health insurance. I never used their services, so I can't say if they are good or bad.
Spooky23|3 years ago
They did a thing that was like a nurse line where you could just chat with an attorney about specific or general items. My plan did stuff like contract/lease review, real estate, traffic tickets, and other stuff.
Several services were included and a bunch of others were an additional, scheduled cost. I believe it cost ~$100/year, with additional (very reasonable) riders for adoption, elder care, etc.