[gunsch]

I've enjoyed YNAB a lot for budgeting and been using it for the last 3 years now. Works very well with my spreadsheet brain.

It's got solid APIs if you want to do your own add-ons or integrations too. As an example, a friend of mine who's on the FIRE track has integrated his own layer on top of YNAB for tracking "paid off for life" categories, including budgeting for expected inflation, and allocated against retirement account balances.