[whoisjohnkid]

1. 6-12 month emergency fund

2. Learn to Budget if you don’t already

3. Max out retirement accounts

4. Place remainder in index funds; S&P is a great one to start with

5. Invest some time into learning more about finance

  - I highly recommend the 2008 MIT open course by Andrew Lo [0] to learn some fundamentals; options, futures, portfolio theory

6. Learn some tax basics such as:

  - Cost basis

  - Capital gains/loss

  - Capital Loss write off

  - Capital loss carry forward

  - Tax Loss harvesting

7. Consider looking into bitcoin

  - Read The bitcoin standard and the Fiat Standard

8. Use your learnings to further optimize your investments

[0] - https://youtube.com/playlist?list=PLUl4u3cNGP63B2lDhyKOsImI7...