no simple answer, hence my suggestion to check the FIRE communities; it depends entirely on where you are and the current markets...
in my case ( over 48 y.o., divorced, living in brazil ) nowadays most of my investments are in treasure bonds, real estate ( REITs, actually ) and commodities; with very few shares.
I also have traded options a lot in the past with moderate success; but with a full time job i don't have the necessary time anymore.
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