top | item 31760865

(no title)

jensvdh | 3 years ago

Problems that have been solved by regular banking decades ago. Jesus Christ the stupidity of crypto amazes me every day.

discuss

order

ikt|3 years ago

> Problems that have been solved by regular banking decades ago.

https://www.savings.com.au/news/scamwatch-2021

Australians lost a record $323 million to scams in 2021

--

So glad they solved fraud prevention 'decades ago'.

threeseed|3 years ago

There is nothing about crypto that prevents scams.

But in the regular banking system we have decades of experience in how to mitigate the impacts of them e.g. account insurance, MFA for any new transfers or over a certain limit, auditing by independent regulators.

roflyear|3 years ago

How do ya get your scammed cryptocurrency back, again?

mitchdoogle|3 years ago

Crypto attracts a lot of statements like this and it's so ridiculous when you think about it because usually the statement applies so generally as to be virtually irrelevant. Almost every invention or new thing solves a problem that was solved already, and yet they often find success and may even become more popular than whichever way people were using to solve that problem before.

The tech community should be keenly aware of this because there are new apps, new languages, new libraries, new plugins, etc all the time, which solve a problem that was pretty much solved already.

You might counter that new things usually have to have some value proposition to gain a footing, like cheaper, faster, more reliable, etc. For one, that's not always true, but also crypto does have a value proposition like that. It's immutable, trustless, and can be anonymous. And it is even cheaper and faster than the regular banking system in some circumstances, depending on the sum being sent and where it goes.

davidmurdoch|3 years ago

I'm not Jesus Christ, but I understand your sentiment.

(let's keep the discussions civil)

im3w1l|3 years ago

People want the benefits of regular banking without the drawbacks.

inkblotuniverse|3 years ago

Unless you want to send money to truckers

s5300|3 years ago

Where have you heard anything about having issues sending money to truckers?

The only thing I can imagine you’re talking about is when some wannabe domestic terrorists rightfully had their funding declined.