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Peleus | 3 years ago

Then look at _why_ you don't have it in today's financial services. Is it because there is some technology lacking that only blockchain and cryptocurrencies can solve?

No, it's because in the years of financial market experience, people realise the risks don't outweigh the rewards.

Cryptocurrencies and block chain isn't solving a problem, it's just spruiking the pro's side of a pro's and con's decision.

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impulser_|3 years ago

I never said blockchain was a solution. I literally just said there are features of cryptocurrencies that are useful.

Send money across the world in minutes without haveing to pay a corporation is a useful feature that could be adopted by the US financial system.

Instant deposit money into any bank account is a useful feature.

PayPal makes billions offering this service, when it could be a feature of the financial system.

Peleus|3 years ago

I never said blockchain was a solution. I literally just said there are features of cryptocurrencies that are useful.

There are features of cryptocurrencies that would actually be useful in today's financial services.

The main one would be near instant settlement.

PayPal makes billions offering this service, when it could be a feature of the financial system.

You seem to be doing this weird thing where you're trying to imply cryptocurrency is solving a problem, but still wanting to have take backs when people say "cryptocurrency doesn't solve this problem".

If your position is that instant transfer would be useful, there is no reason we don't have that already at a technical level. It's purely a financial system construct that we wait and have settlement periods for the ability to reverse transactions, have added security, etc.

If your position is that cryptocurrency somehow solves a technical problem, I'd be interested to hear what you think that technical problem is.

hapticmonkey|3 years ago

Taking Bitcoin as an example...it's an open and free alternative to those private systems.

Sure it has limitations, but the base network layer is there and functioning (with 100% uptime) for anyone to use without needing to ask for permission. That's the value.

Peleus|3 years ago

Respectfully, I'm not really sure how this is relevant to anything I said?