[HeyZuess]

> These are in no way comparable.

I would suggest to you that you need to think of this in a different way.

There are mechanism and then there are legalities.

You may receive a transaction and you have a mechanism to reverse the transaction, but now your account is tagged as the sender is a known tracked account. You have just interacted with a known drug dealer, terrorist, enemy of state etc and you are now by association suspected of wrong doing. Reverse the transaction, your account is still a data point in some database.

Send money to the wrong account, and yes you may stand a high chance of getting it back but you may not.

The situation does differ when it comes to hacks though.