[agitator]

Because if you for example you held off on buying a house to pay off loans, and the day after you saved up enough for your down payment, your buddy Jeff, who ignored his loans, racking up interest, making questionable financial decisions, suddenly gets his loans payed off and now is competing in the housing market with you and everyone else, and home prices rise as a result, pushing your first home out of reach yet again, you are going to be pretty pissed off.

[IceMetalPunk]

On the other hand, if my other buddy Alice was unable to pay her loans and struggling to pay for food without debt collectors knocking at her door, and now doesn't have to deal with that anymore, that'd offset my ire.

In fact, in a case like that, you should be pissed off at Jeff, not at the people helping everyone which happens to include Jeff.

[agitator]

So why not a tax return for all lower income brackets?

Why should someone with a B.A. be fed and not someone with only a high school diploma?