[kactus]

I'm curious about this too, as I've only used credit unions and branchless banks. Credit union branches are plastered with loan and mortgage advertising, and the people who handle the loans are salespeople, but I've never been "ambushed" upon walking in.

[alistairSH]

The only time anything close has happened to me was years ago when I deposited a $40k check into savings. The teller went and got a manger who asked if I wanted to hear about investment options. I declined and that was it. Not an unreasonable question to ask somebody delisting a large sum of money.