> Credit Karma has a platform for running models against their dataset, and appears to buy everyone's daily data from Equifax
There are a lot of people doing this. For the aforementioned reason: a cheap approximation of a credit score is valuable. Before the financial crisis, VantageScore was developed by the credit bureaus to disintermediate Fair Isaac. This work continues, and Credit Karma is far from unique in its approach or data.
JumpCrisscross|3 years ago
There are a lot of people doing this. For the aforementioned reason: a cheap approximation of a credit score is valuable. Before the financial crisis, VantageScore was developed by the credit bureaus to disintermediate Fair Isaac. This work continues, and Credit Karma is far from unique in its approach or data.