There’s a baseline of material that can be quite high before you get diminishing returns. Moving to a nicer neighborhood or a bigger place instead of having a 3 person household in a studio apartment where you get stabbed on your way in etc. Eating healthy and well made food instead of cheap hot dogs and macaroni every night.. being able to get a level of medical care that puts your mind at ease and prevents long term issues. Having the financial freedom to take extended time off your work and go somewhere enjoyable.These all have very real effects on your stress, well-being and happiness in the short and long term.
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