[refsab]

I'm using Binance P2P. By far the cheapest way to transfer funds from rich to poor countries.

Have used Wise in the past because it's very convenient to use but they are just extremely expensive compared to P2P crypto.

Also they don't support many countries or only support one direction.

Not a crypto bro and very critical of crypto fads normally but this use case actually works for a regular person like me.

Going to try Xoom though and check their rates. Hadn't heard of them.

[arcticbull]

The reason that Binance is able to charge less is because they're not really regulated and they're able to pass that risk directly on to you.

[lawgimenez]

I think this is a good place to check the rates: https://www.xoom.com/philippines/send-money