[Zebfross]

We switched to Authorize.net because the business risk at Stripe was just too high. The api isn't near as good, but it works, and we don't worry about random account freezes.

[ShivShankaran]

Is it cheaper than stripe ? And won't they suspend you for any reason?

I have been on stripe for years but stories like this makes me panic

[nickphx]

If you've been processing for years, you've passed their underwriting process and have nothing to fear as long as you don't have a sudden increase in chargebacks or a wild shift in payment volume / average sale.

[nickphx]

authorize.net is only a payment processing gateway, you still need a payment processing bank.

[jasonlotito]

Yes. But if you don't want to deal with PayPal/Stripe, this is what you need to do. Stripe was never different from PayPal in this. People just don't take payment processing seriously enough to care.

[TAForObvReasons]

How hard / how long did it take to switch?

[Zebfross]

It all depends on your setup. The technical work was only a week for us. Getting approval and setup with a merchant account takes more time though, and they even came to do a physical inspection of our place.

[hobo_mark]

Looks like it's U.S. only?