[djellybeans]

No detailed plans for retirement. I'd need a new job first, to start saving again and I'll cross the bridge when I get there.

But, it is true that I did not take my career seriously for a long time. I treated it more as just work, with no clear direction, since I didn't understand the fundamental difference between a career and a series of similar jobs. Every new job, I was just hoping for a modest pay raise and learning a new thing or two, and being able to coast when I wanted.

Coasting is probably acceptable once you hit senior level in a well rounded team, but I figured out the hard way it's bad to do as a junior or mid-level.