[OmahaBoy69]

>What niche does it support that direct payments don't?

For buying stuff online it removes the need to fiddle around with CCs (+ trusting individual websites with CC info) and lets you checkout quickly. It's also great if you get scammed out of your money somehow... Their chargeback system is stupidly easy and is infamous for always siding with the buyer.

It sucks when you're on the other side of the transaction, though. Used to run a Minecraft server as a teenager, and they gave me a huge amount of grief between indisputable chargebacks and locking my account once for KYC purposes.

[ThePowerOfFuet]

> trusting individual websites with CC info

Websites don't keep CC info, and they haven't ever since PCI DSS has been a thing.