[hmmmmmm111]

What do you think the difference in premiums are between a 20 year old and a 35 year old?

What about between 35 and 50?

I mean I know only two interesting facts about you, the difference in time, and I already know a common sense reason why your price today is much higher than it would be when you were 15 years younger, in “literally” any time in history, and perhaps it was always about 3x more expensive premiums.

[lotsofpulp]

Young people subsidize older people due to the Affordable Care Act forcing it.

https://www.healthcare.gov/how-plans-set-your-premiums

> Age: Premiums can be up to 3 times higher for older people than for younger ones.

It is actually very available information. See age rating factors in these pdfs:

https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...

For example, in New Jersey, a gold metal level plan would cost a 64 year old 3 * $730.86 ~ $2,200 per month, which legally has to cover 80% of a person’s expected healthcare costs.

For a silver level plan, ~$1,300 per month will cover 70% of the healthcare costs.

That just shows how much more healthcare people need as they get older.