But I just mean making a spreadsheet calculating income/expense/savings by year until you are age 100. Of course, assumptions have to be made about inflation, investment earnings, payrates, and benefits.
Thinking about what huge sweeping world events happened from 1922 to 2022 and how it affected people around the world… for an ordinary person there’s really no point in making such a spreadsheet. (Well, unless you’re born in one of those filthy-rich elite families like the Rothschilds, who have all the power they need to plan ahead…) I mean, maybe it’s a good idea to plan a few years ahead to survive in a ruthless capitalist society, but other than that I really don’t see the point. Only a few of us are going to buy an actual damn house at this rate nowadays.
I think it’s best to think that (for the majority) our very moment of our life is contingent on the historical forces of the world, and there is no stable-enough historical tendency that we can exploit to calculate out our whole life trajectories.
lotsofpulp|3 years ago
https://www.bogleheads.org/wiki/Household_budgeting
But I just mean making a spreadsheet calculating income/expense/savings by year until you are age 100. Of course, assumptions have to be made about inflation, investment earnings, payrates, and benefits.
https://www.ssa.gov/OACT/quickcalc/
cyber_kinetist|3 years ago
I think it’s best to think that (for the majority) our very moment of our life is contingent on the historical forces of the world, and there is no stable-enough historical tendency that we can exploit to calculate out our whole life trajectories.