[JokerDan]

This is a terrible attitude to have, some startups are cobbled together by 1 or 2 people and get off the ground, yet you are expecting them to have a team of at least 12 and additional retainer resource of lawyers and similar otherwise "they deserve to fail"?

In the real world, many businesses aren't created in the Silicon Valley by established founders and friends with VC funds, who can afford the time and cost to have all this.

Edit: To clarify, I am not saying that the things suggested are unimportant or not vital to an established business.. But that the bottom line for a brand new business with very few people involved is to survive and be stable enough to have the change of introduce backing on/off site, distaster recovery plans, paying for pen testing, security consultants, dedicated QA, etc.

[wernercd]

Whether you're 1 person or 10,000... if you skimp? you're going to get bit where your weakest.

I didn't say "they deserve to fail"... I said karma will happen. Deserve or not? If you don't have "insurance" then you'll pay eventually.

If you don't have backups? Good luck when the Cyrpo Locker hits. if you don't have redundant hard drives? Good luck when the click of doom hits you.

If you only have one payment processor who is known to randomly lock accounts without recourse? Then it's a matter of time until it happens to you.

I do get that shortcuts have to be made when starting... but those short cuts don't sidestep reality.