[manscrober]

I agree with the sentiment in this case, and I do think 10k is ridiculously low for this restriction and the premise of this helping money laundering doesn't sound very convincing to me. But this strawman is IMO the weakest possible argument against the whole "this affects no-one" idea.

I think the more convincing points are 1) it does actually affect many people within specific groups, e.g. business owners 2) there is no alternative that comes anywhere near the features of cash, especially reliability and acceptance combined with instantaneous transfer. I think history gives enough reason to mistrust banks in times of financial crisis, and I literally cannot reliably pay for anything without a card from a bank or credit institute - or cash.

there are more points mentioned in the comments here on HN but I realized I started rambling so I'll just stop here