Unfortunately the current (and seemingly somewhat inevitable) architecture of cryptocurrency, relies on trustless distributed systems, which I don't see a clear path to making them give similar SLAs or UX to the traditional system with centralized authorities and defenses against "double spending", which really just isn't discussed outside of crypto because it was such an obvious thing to solve for our current system makes it so close to impossible (and that is part of the reason for the lead times discussed in my previous comment).
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