[wlecometo]

> SEPA transfers take 30 seconds to clear.

not entirely true, there are several countries in europe in which a SEPA transfer is shown in the beneficiary the next day, the most famous one being Italy. Italy also being the one with specific laws against mafia and terrorism, therefore such transfer would require you to add some additional papers.

> > thats the safest transaction for both sides > that's literally the less safe!

well so it's a bank transfer because once the money has been sent you cannot get it back, the bank acts only on specific cases.

there's literally a million of cases of scams via ebay or similar that involved bank transfers and for which the bank was just "sorry".

> If you are buying something worth more than 10k and you need it now, something's obviously not right.

you are confusing "out of the ordinary" with "not right" and i'd like to remind you our legal systems in EU are still based on "innocent until proven guilty" principle.