[quarterdime]

This story sounds all too familiar to me. I have been denied coverage and subsequently saddled with debt. I know others who have experienced similar. I wonder how widespread this is.

Reading about insurance company's internal process is deeply upsetting. It is like a kangaroo court, where the denial of benefits is predetermined. Documentation to support this conclusion is fabricated. Documentation that does not support the conclusion is buried.

[treeman79]

Had a clot in lung and a series of minor strokes.

Couldn’t sit up more than a few minutes, barely talk, couldn’t do math or much reasoning.

Disability lied endlessly to me, eventually denied claim after I got really pushy. Took months for me to get them to call me back.

Since I had an office job. Clearly I didn’t need to any of the above.

Couldn’t figure out how to fight them at the time, since most of my reasoning was gone.

Made for some bad years while I recovered.

[LocalH]

It’s absolutely disgusting that healthcare is so tied to whether one can work or not. “Oh, you can still work, so you don’t need this”. Fuck right off.

[quarterdime]

I am glad you are still here, yet sorry to hear of that experience. Thanks for sharing.

>Couldn’t figure out how to fight them at the time, since most of my reasoning was gone.

Very similar to my experience too. Very few people are best prepared to fight a bureaucracy while dealing with a health issue that racks up millions.