[TomGullen]

I'd like to see a total conversion rate once all fees are taken into account - I bet it's not actually that competitive when all is said and done.

Also, you're exposing yourself to a non zero risk of whatever exchanges you're using at the time to process your transaction/withdrawal go bust.

[redox99]

Coinbase is relatively trustworthy (publicly traded US company). I believe trading stablecoins has 0.001% fee, and ACH withdrawals and deposits are free[1].

And on the crypto side, USDT transfers on Ethereum (the most expensive chain) are usually less than $5. Currently about $3.40[2]

SWIFT is much more expensive and slower, feel free to check SWIFT numbers.

[1] https://help.coinbase.com/en/exchange/trading-and-funding/ex...

[2] https://etherscan.io/gastracker