[mcspiff]

Canadian but also lived in the US. Have not lived in the EU.

For Canada, while geographically large population wise it’s very small compared to the US. The big Canadian banks are targeting a similar sized demographic to California.

I’m less familiar with Europe, but I’m guessing most nations still have prominent national retail banks, with some having an EU wide market? Those national retail banks would effectively be regional in the US.

[kgwgk]

> Those national retail banks would effectively be regional in the US.

But many are quite big.

There are ~40 banks with assets over $200bn in Europe vs 15 in the US.