[dianeb]

MedicareAdvantage is one of those things where people say, "Oh. It's Medicare and it has all this extra stuff!" because living on basic Medicare is expensive and finding appropriate physicians can be daunting because of high deductables and low cash to practitioners. It's not a scam but an attempt to provide better care.

The problem is that it's almost always run by insurance companies and they're concerned about profit rather than the individual. Think of it in the same way as you would a PPP or basic HMO plan from your employer. Other than the oddities such as money to pay for over-the-counter medication (limited to $40 per quarter) there's little-to-no difference.

It's not the government limiting the care but rather the insurance companies protecting their profits. It's capitalism in action. Deal with it.