[unityByFreedom]

> odds are, just about every bank by now has either reviewed or scrambling to review their exposure

The lesson they learned is to shout global emergency when your regional bank can't meet withdrawals due to poorly managed finances.

Banks will not be more prudent, in the long run. They've just been taught that the government will protect depositors beyond federally insured limits. So now they can make riskier bets.