[glass3]

>They basically manufacture their own luck

VC does not only offer money but also connections. Even more so does YC and their startup school. If that's not enough, a unicorn is waiting to combine kickstarter.com and a social network to allow people to monetize their connections.

The limiting factor is the willingness to give up the comfort of a 9-5 job. In a world of working spouses, one partner can always risk their career, especially when the children have grown up a bit.