[benrbray]

Driving without insurance is illegal in virtually every state, and the supreme court has ruled that driving is a "virtual necessity" [1] to American life. I am normally very r/fuckcars but this sort of thing affects everyone and as surveillance becomes cheaper and cheaper we may not have a choice.

(if cars are dangerous, which they of course are, the way to fix it is to build walkable cities, not to charge higher rates for the graveyard shift workers who have no say in the matter)

[1] https://www.law.cornell.edu/supremecourt/text/430/705

[throw0101b]

There is self-insurance in some places:

* https://www.motor1.com/products-services/auto-insurance/auto...

* https://www.caranddriver.com/car-insurance/a36421647/self-in...

The minimum legal requirements in the US are not that high either:

* https://en.wikipedia.org/wiki/Vehicle_insurance_in_the_Unite...

[ashwagary]

>Driving without insurance is illegal in virtually every state,

Legally speaking, insurance, registration, and licensing is only required of drivers/transport engaging in commercial activity (taxi, cargo, etc).

This is not commonly known but there are court precedents that establish driving in a non-commercial capacity on publicly owned roadways is a constitutionally protected right under common law that cannot be infringed by state and local laws.

[Frondo]

This is a fictitious legal theory advanced by sovereign citizen movements. You can find many hours of entertainment watching sovcit courtroom insanity videos on youtube, and many of them try this legal theory with entirely predictable results.

[theluketaylor]

Here is a case in Ontario where that argument was used. It did not go well.

https://www.canlii.org/en/on/oncj/doc/2010/2010oncj740/2010o...

The judge quite thoroughly refuted every odd loop hole the defendant tried to claim existed.