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> You are in an echo-chamber.

Doesn't matter. An echo-chamber that your target demographic frequents can be just as damaging to your overall reputation if not more.

Source: Someone currently working in government IT procurement who is literally in charge of evaluating cloud-based products (hi, google!).

Also funny you mention Paypal and Stripe: At my last job, we chose to go with traditional payment processors in large part because of how frequent stories about Paypal and Stripe screwing legitimate companies pop up.