[TallGuyShort]

I mean I volunteer for a church that does a huge amount of philanthropy, and as what we do comes in waves, we store up funds when we don't have a lot of community needs. Looking at the US economy I would actually expect needs to increase for some time so I think we should be saving more than we are at the moment in anticipation. I don't trust the government to personally bail me out very well and I don't trust them to do anything better with tax revenue.

Even this $100B hedge fund could be completely spent by the federal government in 6 days and a lot of that would just be servicing debt I've never agreed with carrying in the first place, or funding a military that I don't think makes the world a better place any better than my church does.

[vlunkr]

This is definitely one place where it gets morally tricky. The church has facilities and programs to run, and needs protection against economic downturn. And it's not financially wise to have a bunch of liquid cash on-hand. For me the points in my original comment push it into immoral territory.