[Oddskar]

So you're surrounded by rich people, and thus my reasons don't seem to apply? OK.

[ajkjk]

This whole thread is a disagreement to

> Yeah but most people aren't paying for those: their employers are.

which is wrong, and you seemed to not be aware of that. Your reasons are all arguments why _some_ people don't buy them, and they're obviously correct, but lots of people also do buy them.