[thaway_thaway34]

That's what I am thinking of doing if things go for worse. I am planning to do in 4-5 years time. I already have enough to buy a small house in the country side back in my home country. I could be building my own projects for fun.

I think you nailed it. My current fear arises from the fact, I am at one of the highest HCOL cities in the world in comparison to wages. This makes the fear more imminent, as I basically would have to move if my salary goes significantly lower.

That wouldn't be the case where I am originally from, in Scandinavia.